FHA

Let a FHA loan help YOU!

FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so WE can offer you a better deal.

  • Low down payments
  • Low closing cost
  • Easy credit qualifying

Buying Your First Home?

FHA might be just what you need. Your down payment can be as low as 3% of the purchase price and most of your closing costs and fees can be included in the loan. FHA loans are available on 1-4 unit properties. 

What A Fixer-Upper?

FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs-all in one loan.

Financial Help For Seniors

Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer “yes” to all of these questions, then a FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.

Want To Make Your Home More Energy Efficient?

You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.

How About Manufactured Housing And Mobile Homes?

Yes, FHA has financing for mobile homes and factory-built housing. We have two loan products-one for those who own the land that the home is on and another for mobile homes that are – or will be- located in mobile home parks.