---
title: Refinance Loans | GO Mortgage
description: GO Mortgage offers every option for refinancing your existing loan, including conventional, FHA, VA, and USDA Renovation loans.
---
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- [Renovate](http://www.gomortgage.com/renovation-loans)
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# HOME REFINANCE LOANS
## Ready to Refinance?
### There are numerous benefits to refinancing your home:
- Interest rate reduction
- Eliminate mortgage insurance (PMI)
- Get cash back from your property
- Switch from an adjustable-rate to a fixed-rate loan
Each product has different features and qualification criteria. We are here to answer your questions and assist you in choosing the best option for your specific scenario.
To learn more about a program, click the “GET RATES” button, share some information with us and one of our Home Loan Advisors will reach out and begin working on developing your Home Refinance plan.
## Loan Types
Compare GO Mortgage Loan Products
Loan Features
Loan to Value
Terms
Down Payment
Minimum Credit Score
Debt to Income Ratio
Upfront Mortgage Insurance
Monthly Mortgage Insurance
Special Requirements
FHA
Cash out 80%
30 Year, 15 Year
3.5%
580
45%, up to 50%
1.75%
.80% to .85%
Special Requirements
[Apply Now](https://simplenexus.com/borrower/signup/unassignedapps@gomortgage.com)
VA
Cash out 90%, IRRRL 125%
30 Year, 15 Year
0%
580
43%, up to 50%
up to 3.60%
0
Special Requirements
[Apply Now](https://simplenexus.com/borrower/signup/unassignedapps@gomortgage.com)
USDA
No Cash allowed up to 100%
30 year
0%
580
43%, up to 46%
1%
0.35%
Special Requirements
[Apply Now](https://simplenexus.com/borrower/signup/unassignedapps@gomortgage.com)
FNMA
Cash out 80%, No C/O 97%
30,25,20,15,10 yr
3% to 20%
620
45%, up to 50%
0%
PMI over 80% varies
Special Requirements
[Apply Now](https://simplenexus.com/borrower/signup/unassignedapps@gomortgage.com)
FREDDIE MAC
Cash out 80%, No C/O 97%
30,25,20,15,10 yr
3% to 20%
620
45%, up to 50%
0%
PMI over 80% varies
Special Requirements
[Apply Now](https://simplenexus.com/borrower/signup/unassignedapps@gomortgage.com)
[](https://cta-redirect.hubspot.com/cta/redirect/322413/91f281b6-76f7-433e-9233-fb2470681c79)
Go Mortgage, LLC, NMLS ID #1018, [NMLS Consumer Access](http://www.nmlsconsumeraccess.org/)
[15430 West Capitol Drive Brookfield, WI 53005](https://g.page/GOHomeLoans?share)
[contactus@gomortgage.com](mailto:contactus@gomortgage.com)
[(800)-444-RATE](tel:800-444-7283)
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