Get pre-approved by a lender you trust. Go through the pre-qualification process to discuss loan options for your next home. It’s benefical for you to have an official, fully underwritten, credit and income approval before you go shopping for your new home.
We do all kinds of mortgages from FHA, Conventional Loans, VA Loans, USDA Loans, 203k Loans, and more. Good credit & not so good credit. No Money Down to 20% Down. The Butcher Team is a full in-house service mortgage company – from processing to underwriting – to help you discover the best loan choice for your financial situation.
Don’t do it alone. Selling mixed with buying a home can be pretty stressful. Having to work, clean the house for showings, and pack up your belongings can seem tiring. Make sure to work with a trusted lender and realtor who will help manage the daily tasks during the home buying and selling process.
Go to the closing prepared. Talk with your lender and realtor about closing costs, paperwork, and any additional steps you need to make in order to finish the sale of your old home. During the closing, all paperwork is signed by the buyer and seller, the title is transferred, financing documents and title insurance policies are exchanged, and the agreed-on costs are paid. Congrats your OLD home is SOLD!
Make an offer on your next home. Your realtor understands the housing market and will help help you make a desirable offer. Once the offer is approved, a quick home inspection is performed, and all the documents are signed on closing day… say HELLO to your NEW HOME!
Note: The lender will provide you a letter that states the amount they would be willing to lend you. If you get in a multiple-offer scenario, being pre-approved may give you an edge because the seller will have more confidence that you will be approved for a loan large enough to purchase their home. It’s a win-win!
We are here to help you accomplish these steps!
There are numerous benefits to refinancing your home with The Butcher Team
• Interest Rate Reduction • Eliminate Mortgage Insurance (PMI) • Get cash back from your propery • Switch from an adjustment rate to a fixed rate loan
Each product has different features and qualification criteria. We are here to answer your questions and assist you in choosing the best option for your specific scenario. You may be able to reduce your monthly payment or shorten the life of your loan.
To learn more about a program, click the button below, fill out our form with your latest info and click the submit button to find the right mortgage fit for you!
